Aktiv Kapital Can anyone advise on this company please?

Jesthar

Probable translations inserted:

lydia1 wrote: »

The letter says they acknowledge my request for info under the Consumer Act 1974 however, we are not the original creditor nor did we provide you with the original credit facility. We purchased your outstanding debt balance and right to collect that balance together with interest in accordance with your original credit agreement. We're not the people you originally ran up the debt with, we just bought your debt hoping to make money out of you.

We did not purchase your actual agreement, consequrntly we have no obligation to provide you with a copy of that agreement or statements. We DO have a legal obligation to provide you with a valid copy of the Credit Agreement, but we're hoping you don't know this!

However, as a matter of good practice, we have sought to obtain a copy of the original agreement and statements from the original creditor and if it is available we will forward a copy to you as soon as possible.
We DON'T have a valid copy of the CCA, nor are we likely to get one.

Please note that if the original creditor is unable to provide a copy of the agreement or statements that does not mean that we have no right to continue to request payment of the outstanding balance.
Without a copy of the Agreement, we're legally stuffed, but hey - why let the truth stand in the way of a potentially profitable bullying session? C'mon, give us a call so we can try and scare you into handing over some money...

Does anyone have any idea what all this means?...this is the 4th letter from them now and i'm still no clearer as to where i stand...thanx.

Time for another template letter of the 'get lost' variety, I think - someone should be able to tell you which one.

~Jes

lydia1

Thankyou for that!...between the lines i was thinking this dosen't sound right...i hope i get another template letter so i can send a reply back or do you think i should get a solicitor to do me a letter i beleive they cost around £15 it's making me ill i feel like there hounding me...........lydia

Cassa

http://forums.moneysavingexpert.com/showthread.html?t=89287&highlight=THAMES+CREDIT

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