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Help me sort out this mess
gtspeed
Posts: 10 Forumite
Hi
I have a quite alot on credit cards as it was at the time the only way to start my company,but it is now become hard to controll as payment dates differ. I have a virgin card with £6500 ,2 Barclaycards £4800 and £5500 and a MBNA card £5100. I have a reasonable credit rating but Tesco just turned me down so not sure if I should apply for another. I have a marbles card with a £0 bal. I can afford the min payments and have a budget of £380 per month to clear debts. So what is the best
I have a quite alot on credit cards as it was at the time the only way to start my company,but it is now become hard to controll as payment dates differ. I have a virgin card with £6500 ,2 Barclaycards £4800 and £5500 and a MBNA card £5100. I have a reasonable credit rating but Tesco just turned me down so not sure if I should apply for another. I have a marbles card with a £0 bal. I can afford the min payments and have a budget of £380 per month to clear debts. So what is the best
0
Comments
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Hi,
I'm sure you can call the card companies and set up direct debits so they all come out on the same day if that helps. If you have been refused a card I wouldn't apply for anything else for at least 6 months.
Also use the snowball calculator here and it will tell you the best order to clear your debts.
HTH
Naomi x0
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