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Trying to get old statements/account history from CC companies.

Hi All

I'm in the process of trying to get either all of my previous statements, od a print out of my account history from some of my cc companies. 2 of them that I have spoken to so far have said that statements are £5 each, and that they don't offer a print out of the account history.

When I asked them about a "Data Protection Act" request, they both stated that this would not include account financial details, but only names/addresses/call history etc...

Is this correct - surely a DPA request should include all of the data that they hold for me in electronic form...

Any thoughts

Matt

Comments

  • RAS
    RAS Posts: 36,628 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A subject Access Request under the DPA has to include all electronic and paper records and costs £10. Go to the article on reclaiming bank charges and follow from there.

    If they do not comply then report them to the Information Commisioner.

    The request has to be n writing though.
    If you've have not made a mistake, you've made nothing
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Here's a template letter that may help. Remember to include the £10 payment.

    http://forums.moneysavingexpert.com/showpost.html?p=12547639&postcount=21
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
This discussion has been closed.
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