21, In debt and very very scared!

tyllwyd

Just to check - you haven't put down any credit cards or catalogues etc. Is that right, your only debts are the three loans you've listed?

I think you need to have another look at your SOA and put in the bits you've left out - clothes, entertainment, including any spending money (do you buy lunch at work, for example?)

spotdogkez

I notice that the amount you have put in for car maintenance (£230) under monthly expenses is the same amount as you have listed under Unsecured Debts for Ford Direct - have you entered this twice by mistake?

Flipc

Hi,

I hope you don't think it's cheeky of me to post on your thread but I am currently making a documentary for BBC 1xtra about young people and how we deal with money and Over spending. I would love to chat to you about facing up to your money issues. This programme is looking to give advice and to help young listeners not make the same mistakes and is no way judgmental. It can also all be kept completely anonymous.

If you would be prepared to have a chat with me please call me on 02074531610 and I will call you straight back or drop me an email at [EMAIL="flip.cardigan@unique.com"]flip.cardigan@unique.com[/EMAIL]

Many thanks for your time.

Best of luck with it all

Flip

GeorgeUK

Flip - If you haven't had permission from the board owners, it is very cheeky (and against the site rules).
Might be worth dropping them a line so people will know you are on the level and not from some dodgy loan company.

learning_to_drive

Flipc,

I'm sure some reunumeration can be made to the OP for his time? Considering it's about debt an all.

abby1234519

Leave Flip alone shes lovely!