**Weekend Chat Thread*12th Oct 08**

harveymail

LouiseJ wrote: »

I thought with me still working that i would maybe get working family tax credit.....if we cant claim anything for 6 months though then we are screwed:o

Apologies, I did not take that into account, if one of you is working at least 16 hours per week (and are obviously not earning above the threshold) then you will be able to claim WTC and you should be already in receipt of CTC. How much WTC you will recieve will be dependant on your household income. If I remember correctly, there is an online calculator on the HMRC website.

LouiseJ

spud30 wrote: »

Tax credits are different, they're income based, whether or not you resign. When I left my job just over 2 years ago, they adjusted our tax credits straight away. I left of my own accord

So if OH cannot claim benefit then I can claim WFTC do you think? We dont get anything at all at the moment, just child benefit and CTC as we are above the WFTC threshold.

We definitely would not be able to survive on my salary alone. OH wants to go into education for a while before getting another job you see. Thats if they accept his voluntary notice which is looking doubtful.

spud30

I would've thought so Lou, yes. Your CTC might go up too.

We didnt get WFTC because I got a part time job straight away, and our income was too high I think, but the CTC people were really quick to increase our payments after I rang them. They couldnt tell me on the phone how much we'd get though, we had to wait for the award notice to come through.

harveymail

http://www.hmrc.gov.uk/taxcredits/do-you-qualify.htm

You would just need to enter your income - as if for the following year, dont enter your husbands income as it will not give you the correct calculations. If you call them, you need to tell them you are making fresh claim for a one income family otherwise they will take both your incomes into account based on the previous years income, if that makes sense.

Numpty_Monkey

Don't know if this is of any use but have you had a look at acas website
http://www.acas.org.uk/index.aspx?articleid=1461
not been on there for a while,
The info I got a few years ago about redundacy took a bit of finding

spud30

Lou, dont forget, the tax credits people will take into account DH's earnings so far for this tax year.

LouiseJ

harveymail wrote: »

http://www.hmrc.gov.uk/taxcredits/do-you-qualify.htm

You would just need to enter your income - as if for the following year, dont enter your husbands income as it will not give you the correct calculations. If you call them, you need to tell them you are making fresh claim for a one income family otherwise they will take both your incomes into account based on the previous years income, if that makes sense.

Thanks for that although it came out that I would get more CTC but no WFTC at all ....I dont understand the benefit system at all.

It worked out at about £260 a month more in CTC than the £40 I get now. Thats not even £100 a week.....yikes:eek:

harveymail

I apologise for just jumping into this thread and interfering.

LouiseJ

harveymail wrote: »

I apologise for just jumping into this thread and interfering.

What do you mean? Your comments have helped me, I need as much input as I can get.:A

Thanks to everyone, its really difficult when you have no one else to turn to as we are both totally hopeless at this type of thing and our family are not much help on these matter either.

immoral_angeluk

Bunnyinthelights wrote: »

hey Sar,
He's a bit of a babe isn't he?
shame he's short....

Who the photographer?? I didn't really notice. Had better things on my mind last night. lol