Advice Needed,

sparra_legs

I wonder if anyone can give me any advice on the following issues,
My partners dad is about to be repossessed with in the next few weeks, He’s been to the councils and local housing association but as he’s told them we have a 3 bed house and no children they will not class him as homeless. He’s unemployed after being forced to resign from a job of 27 years and as yet is not entitled to receive any benefits so it is unlikely that he’ll be able to get re housed through the social on a private rental. It’s really selfish I know but I don’t like him and I don’t want to have him living in my home at all.
We’re not in a position to pay his arrears for him (we’ve done that before a few years back) as my partner found out last week he’ll be made redundant at Christmas so we’re trying to same and pay off all we can before that happens, we have around 5k of debt together.
If I write to the court stating that I will not allow him to live in my property can they enforce the local council etc to provide emergency accommodation for him?
He has not paid his mortgage for around 6-7 months and he’s only been unemployed for 1 month so I don’t understand why this is happening,
Also when the house is repossessed and if there is any equity in the house where will this go? As he has an agreement with his soon to be ex wife that he would see the house and the equity would be her’s around 25k when the agreement was drawn up (this was the last time he didn’t pay his mortgage).
Any advice would be great, Am only 27 and have never had any experience of this before both his dad and my partner are both looking to me for all the answers and I just don’t have them!
Thanks

Pssst

Did he actually go to court when the repossession hearing occured? You are not responsible for him and you do not have an obligation to house him and I think that you shouldnt.

Having said that, he is low priority as far as local authorities are concerned.

He needs to get the repossession stopped. Has he taken legal advice? Presumably he can get legal aid or visit the CAB or has he just given up?

annamc75

Where in the country are you? I ask as it might have a bearing on the solutions on offer.

sparra_legs

I dont think he'll be able to stop it now he has no income and like i say am not giving him cash again. He has had some legal advice and they've told him that he's got bob hope of getting it stopped with no income no savings even the fact that he can not claim for job seekers.

He was looking at you know these companies that buy your property for less than there worth and then rent back but i think he's left it to late for that as well.

We live in derbyshire,

Oldernotwiser

You'd be better to post this on the Benefits Board but your FIL should be able to claim JSA and when he's repossessed he should be able to get LHA (new name for HB) for a 1 bed flat as well as CTC. He's unlikely to be rehoused by the Council or HA as he's low priority so he should be looking at private rentals in the area. There's really no need for you to be involved at all.

sparra_legs

thanks, I'll move the thread, I wish i wasnt involved i really do.