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FTSE100 Tracker Recommendations

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  • dunstonh
    dunstonh Posts: 119,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Its a shame because the trackers vs managed debate is an interesting one as there are pros and cons of both. Knowing these and then making an informed choice is more important.

    One thing that is noticeable recently is the increased number of posters in the investment section complaining about losses on their L&G trackers. Most of whom seem to be investing above their risk profile. No downside protection on their investments which fixed interest funds or equity income funds or others could have given.

    It appears that the board have removed most of her spam posts now.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dear me, she's talking about trying to time the markets now too... Not exactly great advice for novice investors!
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • dunstonh
    dunstonh Posts: 119,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Shes not taking income in to account either.

    Talk about the blind trying to lead....
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    dunstonh wrote: »
    Its a shame because the trackers vs managed debate is an interesting one as there are pros and cons of both. Knowing these and then making an informed choice is more important.

    One thing that is noticeable recently is the increased number of posters in the investment section complaining about losses on their L&G trackers. Most of whom seem to be investing above their risk profile. No downside protection on their investments which fixed interest funds or equity income funds or others could have given.

    It appears that the board have removed most of her spam posts now.

    You jest sir, most of the equity income funds were up to their necks in Bank stocks for the dividend yields (when probably they were aware of the risks):eek: There were of course notable exceptions.
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • dunstonh
    dunstonh Posts: 119,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    StevieJ wrote: »
    You jest sir, most of the equity income funds were up to their necks in Bank stocks for the dividend yields (when probably they were aware of the risks):eek: There were of course notable exceptions.

    I am of course referring to a certain fund which for no unsurprising reason has been a top seller for many years and reinforced that confidence in recent times.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    britney_s wrote: »
    Hi Chloerenshaw,
    I know what you mean.My mother has done that for many years and she made potloads of money.I guess she uses common sense which people seem to be lacking these days

    Irony........!
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    I'm confused, is Chloerenshaw replying because I am not seeing any replies on this thread so it just looks as though Britney is talking to herself?
  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lokolo wrote: »
    I'm confused, is Chloerenshaw replying because I am not seeing any replies on this thread so it just looks as though Britney is talking to herself?
    Hence my comments about being a wannabe spam bot. The only reason I have my doubts that this is a bot is the inability to spell the OP's name correctly in one of the removed posts.

    However, I'm going to go through and report the latest posts because they're still spamming rather than addressing any point.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • dunstonh
    dunstonh Posts: 119,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have a look at Scottish Widows FTSE 100 tracker.It charges low fees.

    And is almost the worst performing fund over the last 10 years. Your advice sucks as much as your posting.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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