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Recent graduate after a bit of advice!!
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---lee--- wrote:See the articles on obtaining your credit report free on the main website. I got mine online recently from both Equifax and Experian on free trials and then cancelled the service.
I was also unable to find any of my bank accounts. I guess they don't count towards your credit rating, although you would think that they should - especially ones with overdrafts. Anyone else know about this?
Lee.
My Halifax student account with overdraft is on my Experian file, it does state that it is an overdraft and how much I owe and also has the 0-8 rating thing (0 if you make payments every month, 1-3 means how many months you've been late paying etc) so I guess it does affect your credit, it just depends on whether your bank shares the info with Experian/Equifax etc.0
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