We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
bank acc blocked
debtmuncher
Posts: 497 Forumite
we have just discovered in the last hour that we cant access funds in our main acc ...tax credits went in today so its a fair bit of money.
info on the acc says "enquiry account".
we have just joined cccs and i am presuming they have blocked it for this reason as we have a £4000 overdraft on it and always in the overdraft.
any experiences on this or what i can do to resolve it?
info on the acc says "enquiry account".
we have just joined cccs and i am presuming they have blocked it for this reason as we have a £4000 overdraft on it and always in the overdraft.
any experiences on this or what i can do to resolve it?
0
Comments
-
From what i have read on previous threads they are not allowed to put you into a position where you have no money for food etc. Tax credits are a necessity and i would think that they should give you them..i am sure someone who has better knowledge of this will be along..I would also ring them and the cccs preferably the latter first so you have some ammo.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Im sorry i don t know anything about this ,but good luck and this should bump you up to get some help.Life is short, smile while you still have teeth
0 -
Hi
Not sure but I'm guessing that if you are using your overdraft then this would be included as a debt in your dmp.
Did they not recommend that you open a new account when you contacted them?
Sorry, don't mean to come across as being blunt but CCCS normally recommend you open a new bank account.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140 -
Deep_In_Debt wrote: »Hi
Not sure but I'm guessing that if you are using your overdraft then this would be included as a debt in your dmp.
Did they not recommend that you open a new account when you contacted them?
yes you are right....and yes we did change bank account but thats all just finally cleared now because it was alot of faffing about. we first went with abbey but they gave us overdrafts so that was cancelled and we went to rbos and its only in hte last week or so its finally sorted out. so until that was sorted i didnt want to go ahead and give out new acc nos .0 -
thanks for replying bored and princess..much appreciated
what i am going to do is contact cccs in the morn but one of my thoughts were to go into bank and see whats ahppening and get enough money back for food and petrol.0 -
I think you will get some of your money out, someone should explain it at the bank..but check out the website of cccs first to see if there is anything about it.
Good luck Bob xBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards