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Payday Loan

2

Comments

  • richard9991
    richard9991 Posts: 1,618 Forumite
    got a pay day loan off wonga.com they charge interest daily so if you pay back early you pay less the money is in b/a in an hours time really fast
  • I've been on the quidco site - was it payday uk you went through?
  • richard9991
    richard9991 Posts: 1,618 Forumite
    no wonga.com internet based money in an hour in your account
  • Sagz_2
    Sagz_2 Posts: 6,251 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    lufcgirl, be careful!
    If you think you may be tempted to do this on a regular basis it's a really BAD way to borrow money.

    I took advantage of the Quidco deal when they were paying out £60 cashback for a Payday loan so ended up with 40 quid in my pocket BUT they pester the heck out of you for months!

    Prepare yoursef because they will call, text and email trying to get you to take another month to pay. Even once you've paid up they will keep contacting you to take out another loan as you are now pre-approved.

    If you do need to do this then use Quidco to get the best deal you can, but then promise yourself that you will NEVER do it again.

    Good Luck x
    Some days you're the dog..... most days you're the tree! :D
  • lufcgirl wrote: »
    I applied for a PayDay loan this morning (yes very bad I know!) and it was accepted.
    Anyway, I was asked to send a copy of my debit card and bank statement so I sent these off. Got a reply asking for further ID so I'll do this tonight.

    The woman on the phone said that if the underwriters find your ID acceptable and the checks are ok then your loan will be in your account tomorrow. I thought it'd been accepted or am I just worrying too much here?

    Have you looked at personalhomeloansuk.com This Company introduces people who want to lend with those who want to borrow and at very attractive rates with no charges for early payment etc.

    Thanks

    Regards
  • Sagz_2
    Sagz_2 Posts: 6,251 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sam200800 wrote: »
    A payday loan (also called a paycheck advance or payday advance) .......

    Spam


    Reported
    Some days you're the dog..... most days you're the tree! :D
  • i actually need a payday loan but it appears quidco have stopped their £60 cashback offer.

    payday is only a week away but things are tight
    one of the famous 5:kiss:
  • Sagz_2
    Sagz_2 Posts: 6,251 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i actually need a payday loan but it appears quidco have stopped their £60 cashback offer.

    payday is only a week away but things are tight

    If you really really REALLY need to:
    http://www.quidco.com/finance/unsecured-loans/highest-rates-currency/

    But why not try friends and family first?
    Some days you're the dog..... most days you're the tree! :D
  • geordieracer
    geordieracer Posts: 2,637 Forumite
    If you really really REALLY need to:
    http://www.quidco.com/finance/unsecured-loans/highest-rates-currency/

    But why not try friends and family first?

    Im a bit to shy to be doing that as i dont want them to know im tight for cash. i get mighty embarrassed about it all and the situation i find myself in:o
    one of the famous 5:kiss:
  • richard9991
    richard9991 Posts: 1,618 Forumite
    if you need a payday loan then go to these then you can borrow say £100 for 30 days at £1 per day so if you paid it back in say 2 weeks it would cost £114.00 if you apply before 3.30 on a week day it is credited to your bank within 20 mins to 1 hourh ttps://www.wonga.com/HomePage.aspx
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