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Overpayments - Towards Capital or Interest?

I've recently started making overpayments on my mortgage and it occurred to me last night that I might just be paying off interest. Do I have to ask my mortgage company (Northern Rock *spits*) to put the overpayments towards capital or is this automatic and I am worrying about nothing?

Thanks for your help.

Comments

  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    Just to be on the safe side I would call them and make sure they are putting it to the capital, some to automatically some don't and put it where they feel like.
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