SOA - jumping byt he end of this month! argh!

PSNautical

Monthly Income Details
Monthly income after tax................ 1061
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1061

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 400
Management charge (leasehold property).. 0
Council tax............................. 70
Electricity............................. 30
Gas..................................... 25
Oil..................................... 0
Water rates............................. 20 (no idea at this time)
Telephone (land line)................... (no landline, broadband, worth trying to disguise BB by putting it here?)
Mobile phone............................ 30 (contract over in nov, then moving to 15)
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 17
Groceries etc. ......................... 160
Clothing................................ 20
Petrol/diesel........................... 100
Road tax................................ 13
Car Insurance........................... 42
Car maintenance (including MOT)......... 25 (yearly service + mot)
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 20
Buildings insurance..................... 0
Contents insurance...................... 18
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 10
Haircuts................................ 5
Entertainment........................... 80
Holiday................................. 0
Emergency fund.......................... 0
Business expenses....................... 0
Total monthly expenses.................. 877 (183 remaining suplus)

anything to add?
thanks for any help

dalip

Sorry but you will have to tell us more:D . Like how many in the house and is this i&e for bc??

dalip

PSNautical wrote: »

Monthly Income Details
Monthly income after tax................ 1061
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1061

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 400
Management charge (leasehold property).. 0
Council tax............................. 70
Electricity............................. 30£40
Gas..................................... 25£40
Oil..................................... 0
Water rates............................. 20 (no idea at this time)
Telephone (land line)................... (no landline, broadband, worth trying to disguise BB by putting it here?)£40 and don't mention internet
Mobile phone............................ 30 (contract over in nov, then moving to 15)
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 17see above
Groceries etc. ......................... 160£190 at least
Clothing................................ 20£40
Petrol/diesel........................... 100
Road tax................................ 13
Car Insurance........................... 42
Car maintenance (including MOT)......... 25 (yearly service + mot)
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10£30
Pet insurance/vet bills................. 20
Buildings insurance..................... 0
Contents insurance...................... 18£20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 10not usually allowed
Haircuts................................ 5£10
Entertainment........................... 80forget it.lol
Holiday................................. 0try for £40 but this is a grey area
Emergency fund.......................... 0
Business expenses....................... 0
Total monthly expenses.................. 877 (183 remaining suplus)

anything to add?
thanks for any help

Ok i have assumed you live on your own so try these changes and see what it looks like then and maybe others will comment.Do you have any dry cleaning? if so add about £10,Breakdown cover about another £10(not sure on that one could be more)thats all i can think of at the moment.Dx

Dez-Titute

Hi D,

Pet insurance and pet food

Window cleaner

Just a thought

dalip

Dez-Titute wrote: »

Hi D,

Pet insurance and pet food

Window cleaner

Just a thought

Behave dezzie. He already has pets down:p

Dez-Titute

OK D don't shout.

Admit I missed the pet insurance vets etc but @ £20 it aint gonna be a goldfish so eating fish flake wont do it no good.

If its a dog worming tablets and flea control dont come cheap,theres also its annual jabs

PSNautical

dalip wrote: »

Sorry but you will have to tell us more:D . Like how many in the house and is this i&e for bc??

its just for one person.

i basically copied another soa, n changed it.

aye entertainment, LOL.

skint people musnt be entertained!

dalip

I am afraid you will either have to entertain yourelf;) or go to the bc inn. It is free and can be good entertainment when BLTN goes in there:D

PSNautical

dalip wrote: »

I am afraid you will either have to entertain yourelf;)

oo er!
:rotfl:

PSNautical

dalip wrote: »

Behave dezzie. He already has pets down:p

i was advised to roll the pet food into the shopping, so that 190 mightnt be far off the mark now

dalip

I put £20 down for pet insurance and mine was agreed. Pet food should be in with h/k.x