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Help!

lorrs08
lorrs08 Posts: 2 Newbie
in Debt-free wannabe
My partner wants to marry me I am in debt he know but not that it would effect his credit rating! It is over £3000 I can't work or I would! I have had a hard life and have been homeless this has left me in a mess and I am paying what I can to clear bills just now and get payment back on track to the others
Tears as I really which I could just have clean slate, not worries and more worries.
anyway if any one out there can help me to sort out a clean slate by July 2010
I would love any help!
Thanks

Comments

  • dirtysexymonkey
    dirtysexymonkey Posts: 1,471 Forumite
    1,000 Posts Combo Breaker
    edited 27 February 2011 at 2:51AM
    ................
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • HHH_2
    HHH_2 Posts: 442 Forumite
    Definitely people will need to see your incomings, outgoings and debts before they can help you so dont be worried.
  • GettingThingsDone
    GettingThingsDone Posts: 1,341 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi lorrs08 and welcome to DFW! As the others have said, pop up your SoA and we'll see how we can help.

    A top tip in the meanwhile is to read up on the advice on this site and hopefully it will give you lots of inspiration and positive thoughts about how to clear your debts and get to be Debt Free.

    Good luck and keep posting!

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Hi Lorrs - it's only if you have a joint account or are linked financially (joint mortgage) that your credit rating may affect his. Living at the same address isn't going to cause a problem.

    Posting up a SOA would help. Are you in a Debt management plan? Are you in Scotland? (Could possibly get the interest stopped if they haven't already).
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
This discussion has been closed.
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