Deal Ending Soon Help!

leelun

Hi, my current discount mortgage is coming to an end. I have tried various comparison sites and they are all telling me that I have no chance of getting a mortgage.

My home is worth £100,000 - I have a mortgage of £35,000 - and now for the bad news - I owe £11,500 in credit cards (although my total credit limit is £29,100).

Will my current lender give me a new deal and if so would I have to pay any fees when I would be staying with them?

I have never missed a payment.

Any advice would be much appreciated.

~Beanie~

You should be ok if you stick with your current lender, they won't credit score you again.

As for the fees, it depends on whether you choose a new product that has fees or not, most do these days.

adandem

We're with YBS and didn't pay a fee to switch each bank/bs is different.