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Thanks to all of you...
HannaB
Posts: 345 Forumite
Hi all,
As of Friday 3rd October 2008, I am now debt-free!!:j:j:j (All except my student loan, which I don't really count). All other loans have now been paid-off, overdraft has disappeared (and been reduce from £1500 to £50) and credit cards have been cleaned. I would just like to thank all of you for your help and support over the past two years. It has been a long road, but well worth it. Without your stories of inspiration and helpful advice, I couldn't have done it. I may not have been the most active poster, but I read the forums almost daily and still intend to do so.
I'm now looking forward to the future. I've joined my new company pension (v. grown-up) and I'm piling any extra pennies into my ISA like it's going out of fashion! It's also really strange that, even with cash left over after payday, I cannot seem to break these darn good habits. I was in Debenhams today browsing through their 70% sale and I walked out of there, without buying anything!
To all of you who are struggling, hang on in there! You can do it and there is an end in sight. One of the things I've found is that you don't need to have a big income and lots of things to sell to pay off your debts. For the first six months, I was earning minimum wage and my partner was on benefits. It all started by visiting this website and transferring to a 0% credit card. Every long journey starts with a single step.
Big hugs to you all. You've given me my life back.
HannaB
xxxxxxxxxxxxxxxxxxxxxxx
As of Friday 3rd October 2008, I am now debt-free!!:j:j:j (All except my student loan, which I don't really count). All other loans have now been paid-off, overdraft has disappeared (and been reduce from £1500 to £50) and credit cards have been cleaned. I would just like to thank all of you for your help and support over the past two years. It has been a long road, but well worth it. Without your stories of inspiration and helpful advice, I couldn't have done it. I may not have been the most active poster, but I read the forums almost daily and still intend to do so.
I'm now looking forward to the future. I've joined my new company pension (v. grown-up) and I'm piling any extra pennies into my ISA like it's going out of fashion! It's also really strange that, even with cash left over after payday, I cannot seem to break these darn good habits. I was in Debenhams today browsing through their 70% sale and I walked out of there, without buying anything!
To all of you who are struggling, hang on in there! You can do it and there is an end in sight. One of the things I've found is that you don't need to have a big income and lots of things to sell to pay off your debts. For the first six months, I was earning minimum wage and my partner was on benefits. It all started by visiting this website and transferring to a 0% credit card. Every long journey starts with a single step.
Big hugs to you all. You've given me my life back.
HannaB
xxxxxxxxxxxxxxxxxxxxxxx
Please continue to hold the line. Your call is very important to us and will be answered by next available robot...
0
Comments
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Hey well done!!! Let me be the first to gve you some Saturday night cheer!!!
Hope to join you within the next year or so (excluding the mortgage although the plan is for it to be away by the time I'm 45 and I'm on target for that)Almost debt-free, but certainly even with the Banks!0 -
Well done HannaB. What a lovely post -it gives me great hope of being able to clear my debts. Here's to a wonderful future for you with no debts holding you back.HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.150 -
Well done! :j :j It must feel great!
I cannot wait til i am making a post like this!
Enjoy being debt free :TBiggest Loser Weight Loss: 13 / 20 lb0 -
PROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
Well done:beer: You have paid off a lot of debt in 2 years. You have given me inspiration:D I hope to follow in your footsteps in the next 3 years:beer:100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Numpty_Monkey wrote: »
Thanks, I didn't know this page existed. I've just added myself.
See, you guys are still helping me.:D
xxPlease continue to hold the line. Your call is very important to us and will be answered by next available robot...0 -
I hope you are proud of yourself. Well done,
keep up the good workmake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Oh congratulations! I love reading posts like that - it gives me a little lift!0
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Wow!!! Well done - that really is a high amount of money to pay off in 2 years, i bet you are over the moon!!
What would you see are you 3 biggest tips for all of us till out there trying to become Debt Free like you?
Princess
xNewly Married:rotfl:, Soon to be qualified:T, Things are looking UP, Just need to get this debt DOWNCredit Card Debt 07/02/2013 - £3965Loan 07/02/2013 -Wedding Debt 07/02/2013 - £1243Owed to Parents 07/02/2013 - £54950 -
Congratulations!!!!
You have done so well, you should be very proud of yourself.
I can't wait for the day i can post a thread like this!!!
x0
well done hanna
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