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Lva
sue149
Posts: 380 Forumite
can anyone help got high c/card and stuggling too pay them off would a lva be a good idea we dont want too lose the house we are not behind with any payments can anyone help with any advice thank you
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Comments
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Hi Sue, before you look at an IVA can you post up your SOA, here is the link http://www.makesenseofcards.com/, fill that in when you can and we can have look to see if we can helpAug GC £63.23/£200, Total Savings £00
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Hi Sue, once you post an SOA im sure you will get mountains of help off of here! Do you sell unwanted things on Amazon & Ebay? Have you registered with Mystery Shopping Websites?
Princess
xNewly Married:rotfl:, Soon to be qualified:T, Things are looking UP, Just need to get this debt DOWNCredit Card Debt 07/02/2013 - £3965Loan 07/02/2013 -Wedding Debt 07/02/2013 - £1243Owed to Parents 07/02/2013 - £54950 -
Hi
IVA's are only suitable for a small percentage of people and they make a lot of money for IVA factories and therefore most are mis-sold.
I would suggest you contact one of the debt charities such as CCCS, CAB or National Debtline who can advise you as to the best way forward. A debt management plan may be more suitable for you. However, if you've not missed any payments as yet, it maybe that creditors may not accept an IVA or DMP at this stage.
Have you contacted your creditors and explained your situation? You may be able to set up reduced payments with them directly. National Debtline has a good standard letter that you could use to write to your creditors.
Good luck.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140
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