paying in cheques

magoogy

i have a cheque in the name i use with my partner even though we arent married - it is the same surname of my kids - my bank is in my maiden name though but can i put the cheque through one of my kids bank even though the first initial is wrong? it is hsbc my kids bank - would they accept it? i have waited 7months for this cheque and now they have put it in the wrong name i dont wish to wait forever again sending it back to them to be changed...

Fran

I think it's doubtful unless your kids have the same initials.

Can't you open an account in the name that you use?

matthew6476

My advice would be to pay it in over the counter over a busy lunch hour, and try and make some chit chat with the cashier. With luck he or she wont notice the chq is in a different name to the account (esp if its paid in with other chqs) and you may get away with it!! Most banks process chqs using big machines, and rarely scrutinise each chq individually, and normally if its over a certain amount, usually £5000.

Its worth a try!!!!

Matthew

magoogy

thanks - i think i will give it a try - like i said earlier i have waited 7months for this refund from index/littlewoods and i know littlewoods will be closing soon - knowing my luck i will post it back and they will shut - but, then i could stall it by paying it in and having it rejected - aaarrghghg, dont know now.......

Fran

As you've waited so long, would it be much more of a wait to open a new account?

magoogy

i phoned them yesterday and they are going to re-issue the cheque and send it out a.s.a.p - ive told them i am not parting with the one i have till i get that one and then will return it to them - they must be very trusting because they agreed - i didnt think they would...they have promised i will have it by monday at the latest....