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Borrowing money for Kitchen

Options
mparter
mparter Posts: 409 Forumite
Part of the Furniture 100 Posts Combo Breaker
I'm looking to borrow some money to fund a badly needed new kitchen. It will probably be around a maximum of £5k.

I've got a couple of defaults on my file, but I've recently obtained a fixed-rate mortgage wth Abbey (4.79%) and a BarclayCard (unfortunately the high-interest one but I'll use it to rebuild my credit).

Having asked around, I figure I have 3 options;

1. Get a 0% rate card.
2. Get a bank loan.
3. Get a secured loan from Abbey.

What are my best options?
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