We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice mad as a hatter!! please

where to begin..I had a letter from DEBT MANAGERS LTD asking for barred money from 12 years ago, a nice! lady I spoke to asked me these questions and said they had got the wrong person and would delete me from there system

that was april then september comes and I get the same letter again and they had passed my details on to Call serve, I did not ring them but sent a letter with a 1 pound postal order for a CCA request with which by Law they had 12 days to respond, they had 2 days to go

today I get a letter they are sending the debt collectors around..funny!

so I rang call serve telling them they are scam artists and that I had sent this letter to them, and that I have proof of signed delivery to there address, they said it had nothing to do with them, they are going to delete me off there system and I had to take it up with DEBT MANAGERS LTD

So I rang DEBT MANAGERS LTD #I told her of the above, she said she did not know what to do, gave me a fake name and said she would put me through to her manager, the phone went dead

does anyone have any advice on what to do next should I ring back up or am I wasting my time, its making my head spin

thanks again to everyone:beer:

Comments

  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    I really dont know what you should do, just wanted to bump your thread so some wiser people than me will find it. Good luck, these stupid 'computer said no' problems are the worst to figure out. Just seems to be a long list of people who cant help or dont want to on the phone!
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • zep_2
    zep_2 Posts: 7 Forumite
    Thanks for your reply...yes I have had enough of them today will leave it till monday
    then I will give them a ring
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Whatever company contacts you for a statute barred debt, they have a legal right to attempt to collect it as the debt still exists, but as it is unenforcable, all that is required is that you send a letter stating that you are aware it is unenforcable and have no intention of paying.

    There are some template letters here.
    http://forums.moneysavingexpert.com/showpost.html?p=11571227&postcount=4
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.