Need help urgently please!!!!!!

amw5254

Hi, would anyone please help me............
Re: LCS Solicitors from 1st credit

I am a new member of this forum. Would appreciate someone with a helping hand.
I have requested 1st Credit CA (template fron NDL website). It has been 65 days since that they failed to comply with my request. And all of a sudden i received a letter from LCS wanting me to pay in full in 14 days time. They totally ignored my request for the CA. I know they breached the CCAct 1974.
I would appreciate very much if you can give me an advice on what to do next.
Thank you very much indeed.
kind regards

LilacPixie

Firsty did you send a £1 payment with the cca letter from the NDL site?? Do you know that the company recieved and cashed payment??

Secondly did you send the 12+2+30 letter??

amw5254

LilacPixie wrote: »

Firsty did you send a £1 payment with the cca letter from the NDL site?? Do you know that the company recieved and cashed payment??

Secondly did you send the 12+2+30 letter??

Hello there!

yes I've enclosed a £1 postal order fee under the CCA rules. 1st credit sent an acknowledgement letter of my request saying " the agreement is with the original creditor(citi) and they will send it to me as soon they have it.
Their reply letter confirms receipt of my request. I had a problem with royal mail when i check it, there was no signature who received it, apparently they get bulk of letters so they only sign one for all of them. had not checked yet if they have cashed the P.O. Sent the letter recorded delivery. Kept all the receipts and the recorded delivery sticker.
They went very quiet for awhile no letters nor phone calls. then after 65 days, LCS wrote to me theatening legal actions if I don't pay up within 14 days.
many, many thanks for now.

debtman2007

this is very similar to the way my Citi accounts seem to be heading with 1st credit.

any advice for the original poster??

debtman2007

Oops. found the other thread now.