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Mis-sold Loan/PPI Reclaim from GE Capital
Cash4questions
Posts: 10 Forumite
in Loans
I have just looked through some old paperwork and discovered a car finance agreement dating to Sept 2004. This was for car finance from Carcraft in Newport with finance through GE Capital bank. The first thing I noticed was that PPI had been added, we have not taken out PPI on any finance since 1998 as I discovered it wasn't worth the paper is was written on! I also noticed that whilst it said this was optional the tick box had already been filled in with a computer generated 'tick' this PPI added a further £45 to the monthly payment.
I have also noticed that our copy of the credit agreement is not signed by GE Capital or an agent from Carcraft.
I know we have a chance to claim the PPI back but is there a case for reclaiming the loan itself as the credit agreement is not signed? We have since paid this off but I can't remember when.
Any advice gratefully appreciated!!
I have also noticed that our copy of the credit agreement is not signed by GE Capital or an agent from Carcraft.
I know we have a chance to claim the PPI back but is there a case for reclaiming the loan itself as the credit agreement is not signed? We have since paid this off but I can't remember when.
Any advice gratefully appreciated!!
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Cash4questions wrote: »I have just looked through some old paperwork and discovered a car finance agreement dating to Sept 2004. This was for car finance from Carcraft in Newport with finance through GE Capital bank. The first thing I noticed was that PPI had been added, we have not taken out PPI on any finance since 1998 as I discovered it wasn't worth the paper is was written on! I also noticed that whilst it said this was optional the tick box had already been filled in with a computer generated 'tick' this PPI added a further £45 to the monthly payment.
I have also noticed that our copy of the credit agreement is not signed by GE Capital or an agent from Carcraft.
I know we have a chance to claim the PPI back but is there a case for reclaiming the loan itself as the credit agreement is not signed? We have since paid this off but I can't remember when.
Any advice gratefully appreciated!!
Hiya hun
Please do you think you could copy and paste this to save you writing it all again on to the PPI reclaim - discussion thread, there you will receive some advice and a guide of where to go from here.
However, its worth trying to pursue this.;)
Hope to see on on the above mentioned thread.
Cheers
Di.
xThe one and only "Dizzy Di"
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