Best bank account...satisfied default on credit report

dlscott

As I have a satisfied default against my name/previous address on my experian credtfile, I believe that it's going to be a royal pain in the !!!! to get a bank account..?? Anyone suggest anything, cant go anywhere near Natwest/Lloyds TSB though!!

MrOrchard

Citibank seem to be very accomodating. I'm in an IVA and they just accpeted me.

dlscott

Good stuff mate; What sort of account was it that you got, I've got an account (dad's) at Nationwide but I'm sick to death of not having chip & pin!! Are you on the electoral roll?

HHH_2

Co op cashminder accepted me despite my DMP you get a electron card which is accepted most places but no cheque book or overdraft. just the ticket for a spendthrift like me!

MrOrchard

It was their basic GBP Current Account, I am on the electoral roll as well. To be honest, if you're not on it then you'll never qualify for anything financial.

MrOrchard

Citi have also just phoned me to run through the info I provided, I asked why and they said "We like to understand each one of our customers beyond what a credit reference tells us". I'll have the account details and the card in 3 to 5 days.

Make of that what you will.

Diana_Prince

I was able to get a current account from Alliance & Leicester even though I have current defaults against my name!!

Worth a try!

dlscott

Just got a letter in the post this morning saying that I had been approved and that I just need to send in a utility bill and a signed form and then, voila, done!! Sent it all back today as well, just wait and see now but feeling good today!!