We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Robinson & Way Harassment & Oft Letter
stephane_2
Posts: 3,076 Forumite
Hi All,
This is a letter I have sent to OFT regarding Robinson & Way continuous harassment. Maybe it can help
Dear Sir/Madam
Consumer Protection from Unfair Trading Regulations 2008 (CPUT)
Formal complaint against [Name of Debt Collection Agency here]
I am writing to complain under the above CPUT regulations. I am receiving letters and telephone calls from [DCA] in respect a purported debt which I understand is governed by the Consumer Credit Act 1974.
In accordance with the Consumer Credit Act I asked [the DCA] to supply me with a true copy of the Consumer Credit agreement. [They have failed to do so/ supplied me with a document which clearly fails to satsify the Consumer Credit Act.] I enclose a copy of that document with this letter.
Although I have pointed this out to [DCA] they have failed to acknowledge this and continue to contact me and to harrass me with threats of action.
Clearly they are entitled to bring a legal action if they so wish. However, they have not done so and appear instead to be relying upon a campaign of systematic contact with accompanied by threats.
I consider that [DCA] are operating an unfair commercial practice and it is for this reason that I am sending you this complaint.
I enclose examples of the letters which they have been sending to me. I also enclose a log and verbatim notes of phone calls I have received.
I would be grateful if you would acknowledge this letter and let me know what procedures you now intend to follow and what your targets for action are.
This is a letter I have sent to OFT regarding Robinson & Way continuous harassment. Maybe it can help
Dear Sir/Madam
Consumer Protection from Unfair Trading Regulations 2008 (CPUT)
Formal complaint against [Name of Debt Collection Agency here]
I am writing to complain under the above CPUT regulations. I am receiving letters and telephone calls from [DCA] in respect a purported debt which I understand is governed by the Consumer Credit Act 1974.
In accordance with the Consumer Credit Act I asked [the DCA] to supply me with a true copy of the Consumer Credit agreement. [They have failed to do so/ supplied me with a document which clearly fails to satsify the Consumer Credit Act.] I enclose a copy of that document with this letter.
Although I have pointed this out to [DCA] they have failed to acknowledge this and continue to contact me and to harrass me with threats of action.
Clearly they are entitled to bring a legal action if they so wish. However, they have not done so and appear instead to be relying upon a campaign of systematic contact with accompanied by threats.
I consider that [DCA] are operating an unfair commercial practice and it is for this reason that I am sending you this complaint.
I enclose examples of the letters which they have been sending to me. I also enclose a log and verbatim notes of phone calls I have received.
I would be grateful if you would acknowledge this letter and let me know what procedures you now intend to follow and what your targets for action are.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards