advice on small amount of debt

Well130

Hi there

i was wondering if anyone could advise me on the best thing to do to get rid of my debt. I have a student overdraft (which the charges have now increased on) and a credit card the debt totals £1900. I had been paying money into both but dont seem to get anywhere with the interest charges etc.

I can afford to pay £90 per month and want to get rid asap. ur

i have been reading about balance transfers is this the best option or would a loan be a better idea?

Thanks for your help

HHH_2

just bumping you up to the front page

GeorgeUK

It may depend on what card you already have, but Virgin money is offerring a creditcard with 0%APR for 15 months. This will allow you to BT your current card balance as well as to do a moneytransfer with the same 0% APR so you can get rid of your overdraft.

mintymoneysaver

I agree about trying to get a balance transfer. Then try to use ebay/ car boot/ quidco to make some extra money to throw at it.
why not post a statement of affairs ( all money going in and out etc) and we'll see if we cnan save you some pennies here and there!