CCJ for TAX DEBT OF £28,000 ACCUMULATING INTEREST..........HELP!!!!!!!!!!

Gingatossa

Hi............ i'm new on here but thought this would be a good place for some help!

I am writing for advice on a tax debt that my partner had before we were together, and when he was self-employed. We have been living together for 3 years.

Basically, he had approx £14,000 of debt to the taxman and was trying to sort it out via our local tax dept. After being shunted around to 6 other tax offices around the region, the interest accumulated making a total of £28,000 as they took along time to sort it out. A CCJ was issued that he pay £400 per month, all the time interest is accruing to something in the region of £3 per day. It has been almost 2 1/2 years since the CCJ was given. THE BALANCE IS JUST OVER £20,000 AT THE MOMENT, AFTER 2 1/2 YEARS OF PAYMENTS!!!

My partner does actually have £7,000 worth of receipts from the duration of the tax debt but has been far too scared of going back to our local tax office to get it sorted out due to their incompetence that resulted in the accumualtion of the added £10,000 interest.

The £400 per month payments are crippling us, least because i am unable to take up paid employment due to having a profoundly disabled daughter, in which i am her full time carer. I also have 2 other children.

I have told my partner to go back to the tax office wth the CCJ and receipts etc and go from there but he doesn't trust them and doesn't know which way to go................HELP................please.

tyllwyd

I don't have enough knowledge to be able to help you, but you could try asking on the debt-free wanabee board. I can't help wondering if bankruptcy would be an option - you could try asking one of the debt advice charities for advice (CCCS, payplan, national debt helpline).

Deals_2

etc are like. benefits give on the one hand but they come down on people hard when they are in difficult moments. have you tried your Citizens Adv ice Bureau as a first port of call...dont get bullied by the tax man or other but i would suggest starting with this. I think that you should be able to get that interest down. i always think if you are courageous enough it is always worth after that contacting local papers particularly if you have a disabled child too. hope that helps a bit and hopefully someone will come along to help you more. kind regards and good luck.

this would be a good place for some help!

I am writing for advice on a tax debt that my partner had before we were together, and when he was self-employed. We have been living together for 3 years.

Basically, he had approx £14,000 of debt to the taxman and was trying to sort it out via our local tax dept. After being shunted around to 6 other tax offices around the region, the interest accumulated making a total of £28,000 as they took along time to sort it out. A CCJ was issued that he pay £400 per month, all the time interest is accruing to something in the region of £3 per day. It has been almost 2 1/2 years since the CCJ was given. THE BALANCE IS JUST OVER £20,000 AT THE MOMENT, AFTER 2 1/2 YEARS OF PAYMENTS!!!

My partner does actually have £7,000 worth of receipts from the duration of the tax debt but has been far too scared of going back to our local tax office to get it sorted out due to their incompetence that resulted in the accumualtion of the added £10,000 interest.

The £400 per month payments are crippling us, least because i am unable to take up paid employment due to having a profoundly disabled daughter, in which i am her full time carer. I also have 2 other children.

I have told my partner to go back to the tax office wth the CCJ and receipts etc and go from there but he doesn't trust them and doesn't know which way to go................HELP................please. [/quote]

sweetietot

Are these bills based on tax calculations from your partner's tax returns or they are from determinations by the tax office?

jimmo

You really need to get a grip with this and the sooner the better.
In my “good old days there were 2 separate divisions of the Inland Revenue, The Inspector of Taxes and the Collector of Taxes. In real terms they still exist today but it seems to me that it is nowadays much more difficult for the taxpayer, sorry “customer” to recognise the separate rolls that still exist.
The Inspector of Taxes has the responsibility of ensuring that the tax you are charged is correct. The Collector of Taxes has the responsibility of ensuring that you pay up the amount charged.
The CCJ will have been obtained by the Collector of Taxes and is based on the amount of tax charged. As far as the Collector of Taxes is concerned the tax charged is correct and he has obtained the CCJ because you have consistently failed to pay the tax due or come to a satisfactory arrangement with him to pay over a period of time. Moaning to the Collector of Taxes that you have been overcharged is, quite frankly, a pointless exercise. You need to moan to the Inspector of Taxes.
As you have £7,000 of receipts for the duration of the self-employment my guess is that your partner has actually failed to make Tax Returns for the period of self-employment and “Determinations” have been made.
My guess therefore is that the “Determinations” have actually charged your partner substantially more tax than he would have been charged if he had filled in his Tax Returns at the correct time.
As a former taxman I may be biased but I am afraid your situation requires straight talking.
I rather feel that the original tax charge of £14,000 is probably a lot more than it would have been if your partner had behaved himself and filled in his Tax Returns on time. So he is fairly and squarely to blame for the fact that these problems started in the first place.
Getting passed from pillar to post in an organisation as large as HMRC is, I am afraid, not unusual and really can be frustrating. At the present time I am really struggling with Jobcentreplus on family issues and have lost it on 3 or 4 occasions with them and I am used to dealing with red tape.
Blaming them for what you see as unreasonable interest charges could have some merit but I just feel you or your partner are using that as a cover for his basic failure to keep his tax affairs up to date.
If your partner can accept that he has fallen foul of the Self Assessment system then I think he has 2 choices.
1) Go to HMRC with his receipts and ask for help.
2) Get an accountant to sort this mess out for him.
I like to think that if he can swallow his pride, admit to himself and HMRC that the initial failures were his; HMRC will sort him out with a reasonable deal.
If he has a deep rooted distrust of HMRC then the only practical option is an accountant.
I really think that a good accountant will cost you quite a bit in fees but nowhere near the amount of tax and interest he will save you.
As with all debt problems doing nothing is not an option. It won’t go away get it sorted.