Help with excessive debts

SHAKER199

Help with excessive debts

Outgoings more than incoming, which way now?

cheers :mad::mad:

MargB

Just wantd to say Hiya.

I'm a newbie myself, but I'm sure some of the experienced peeps will be along shortly.

One thing I have picked up from messages I've read is to do a SOA (Statement of Account) and list your debts along with the APR and the payments you're making. Post it on here and people can have a look and offer advice and suggestions

fermi

Yep. A statement of affairs will help us to work out what can be done.

See: Help for First Time Posters

It would also be a very good idea to read through Martin's main article.

Problem Debts: what to do and where to get help

And in particular if you have urgent issues than contact a free advice agency:

Consumer Credit Counselling Service - Website: CCCS Telephone: 0800 138 1111
National Debtline - Website: National Debtline Telephone: 0808 808 4000
Citizens Advice Bureau - Website: Citizens Advice or visit your local CAB centre (find nearest
Community Legal Advice - Website: Community Legal Advice Telephone: 0845 345 4 345

HHH_2

Have a look at the CCCS website it has a debt remedy thingy on it which you can fill in and it will give you some options for your debt. I ahve a DMP with them and all interest has been stopped on my debts so i am gradually reducing what I owe.

SHAKER199

thank you all

will start phoning:T:T