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NarcoticBarbie
Posts: 9 Forumite
I am new to this site so I apologies if simular advice has been listed elsewhere.
I have stupidly maxxed out my over draft limit on my Halifax account, which now totals to over £1500.00.
I have transferred my wages to a seperate account to allow me to have my wages to live on, and wrote to Halifax (I suffer with sensory neural deafness so cannot call costomer services & no advisers will (understandibly) speak to my partner over the phone regarding this) to ask if they would be happy for me to settle the account in installments - they did not get back to me and instead I have been sent threaterning letters from debt recovery companies to reclaim the debt.
Is there anyway I can freeze any interest, and pay in installments - is there a mutural company I can contact to arrange this as I do not seem to be getting anywhere and all the numerous letters are starting to depress me.
I have a simular problem with my o2 contact which is at £600.
Any advise would be greatly recieved.
I have stupidly maxxed out my over draft limit on my Halifax account, which now totals to over £1500.00.
I have transferred my wages to a seperate account to allow me to have my wages to live on, and wrote to Halifax (I suffer with sensory neural deafness so cannot call costomer services & no advisers will (understandibly) speak to my partner over the phone regarding this) to ask if they would be happy for me to settle the account in installments - they did not get back to me and instead I have been sent threaterning letters from debt recovery companies to reclaim the debt.
Is there anyway I can freeze any interest, and pay in installments - is there a mutural company I can contact to arrange this as I do not seem to be getting anywhere and all the numerous letters are starting to depress me.
I have a simular problem with my o2 contact which is at £600.
Any advise would be greatly recieved.
0
Comments
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Hi Narcotic Barbie
Have a look through the people in this link:
http://www.moneysavingexpert.com/loans/debt-help-plan#help
they can help you sort out your debts if you are struggling to meet repayments, they WON'T charge you a penny and will do lots of the legwork for you. Most of them have phone lines but I am sure that some will also have other ways to make contact.
All the best getting this sorted£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
poorandindenial wrote: »Hi Narcotic Barbie
Have a look through the people in this link:
http://www.moneysavingexpert.com/loans/debt-help-plan#help
they can help you sort out your debts if you are struggling to meet repayments, they WON'T charge you a penny and will do lots of the legwork for you. Most of them have phone lines but I am sure that some will also have other ways to make contact.
All the best getting this sorted
Citizens Advice will be able to offer face to face support.0 -
SunderlandBlackCat wrote: »Citizens Advice will be able to offer face to face support.
Good point well made, my brain is not very well today, thanks SunderlandBlackCat£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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