student in debt. help?

shane247

Hi, i'm a 20 year old student who has just recently started a two year course at college.

at the beginning of august, the shop i was working in had to close due to money making problems & i unfortunately lost my job. since then i have had no luck finding a job and at the moment i have no money to my name whatsoever.. not a penny.

the problem is, i am on a contract phone, which is £30 a month, i am paying off a laptop which is around £20 a month, and i am paying off a television which is around £15 a month. i have no idea how i am going to make these payments! the companies are already chasing me for some of these payments and i don't know what i'm going to do! i'm scared to even answer the phone to them.

any help at all would i would be grateful for, i need to get out of this mess. :undecided

Lilith1980

Could you try phoning your mobile phone company and asking if they can switch you onto a cheaper tariff? This is assuming you wont go over any free texts/minutes etc.

Would you work in a supermarket or a high street store? Drop your CV into them or go in and ask whether they have any jobs going?

shane247

I could possibly ring them but even if they did change me to say a £20 tariff i still wouldn't be able to pay that, not until i get a job & get my first pay.

I am currently applying at anywhere & everywhere i can find.

Lilith1980

Have you spoken to your parents? Maybe they could help you in the meantime while you look for work?

shane247

My mum is giving me my bus fairs for college, i feel awful asking for more than that plus she has money problems of her own being a single parent looking after me and my little sister.

Naomim

Hi,

Do you have anything you can ebay or carboot. If you have a friend who has a car and is happy to help? It might help get some money in quick?

Naomi x

shane247

I'm gonna have a look tonight see if their is anything i can ebay, might help me pay at least one payment off. Thanks for your help so far.

Horace

Register with some temp agencies, visit bars (not for drinks but for jobs). Change the tariff on your mobile to PAYG or at least something cheaper.

irishmist_2

It might be worth speaking with the student support/welfare centre - they sometimes have a hardship budget.
Otherwise it may just be putting every effort into job hunting - maybe putting notes through doors offering to tidy up gardens for winter, dog walking, tidy up sheds, babysitting etc if there are very few jobs coming up.
Good luck

PoorPrincess

Sell any unwanted dvds/books/cds on Amazon!

Definatly check with bars, they always need bar staff/ticket staff/glass collectors and allot of it is cash in hand or you get paid weekly.

Have you registered with Mystery Shopping Sites?

Princess

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