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  • isy1011
    isy1011 Posts: 513 Forumite
    Well done. All the best.:D
    Egg April 10 £6600 Jan £4678 now £0
    Santander Jan £3414 April £3338
    Virgin April£2643 Aug £3155 April £7109
    Barclaycard Oct £1476 April £1287
    So far paid off 17% of c.c. debt:T
  • MrOrchard
    MrOrchard Posts: 207 Forumite
    One, final update. I make my first mortgage payment tomorrow on the house of our dreams, no specialist mortgage needed, just a normal high street lender! To cap it all off, I'm due to become a father in three weeks.

    Keep your heads up, the rewards make the whole struggle worthwhile.
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Well done Mr Orchard :):)

    I am so happy for you:)

    Wishing you all the best for the future. You deserve it.

    God bless
    E
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • Ahh congrats Mr O :) what a great thread. Very inspiring and makes me realise one day I [STRIKE]may[/STRIKE] will be able to post my good news about being debt free too

    dfw:T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Congratulations enjoy every second of your little one they grow up too fast!!
    DFD September 2017
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Wonderful! Enjoy every moment of it - you deserve it. :)
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Wow thanks for the updates MrO, it has brought a little tear to my eye!
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • So pleased to hear that everything has worked out so well for you and hopefully it will inspire others who are in the same position as you were to realise that things do get better.

    Don't forget to have a look at the mortgage free wannabe board - its never too early to start :)

    DTxx
  • Annual update from a debt survivor, and the opportunity to share my tale with people who may just be starting out on the journey and struggling to keep the endgame in their mind.

    We had a son, Charlie, 11 months ago now, and he's just amazing - we're also starting to plan some home improvements (without loans) and I've moved over to the MFW board way of live.

    I never thought it possible I would have a mortgage, let alone the ability to pay it off quicker than the term!

    To everyone here - Stick at it, the rewards feel epic and you'll all deserve them by the time you're Debt free!
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