Loans V Credit Card

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Seriously Crisp02, you have no idea how loans or credit cards work and you want to get into further debt. That is very very bad idea. I suggest that you read few articles about how debt actually work and then make some decisions. Many people who start playing with fire without knowing the consequences get burned and when you translate that into finance it means that you can end up financially crippled for the rest of your life... Please, read up on what to expect from credit and then make decisions.