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funkyfive

hi there, after some advice pls i dont seem to be the only one to of had various letters from red,lowell,mckenzie hall and a new one to me last wk j2s! asking me to call them urgently regarding a personal matter thinking it looked a little dodgey i googled like everyoon else and found you guys and all this, had decided id leave it and see what happens if no contact was made from me to them only to return from school to a note from a neighbour saying a lady called chloe had called looking for me and didnt have my number!!!:mad: this was also the name at the bottom of the letter from company j2s the note was asking me to call her i have checked my credit file and have nothing outstanding on there but it dose show lowell have done two credit checks on me in last eight wks my debts i did have where from six years or over now so just wanted to know where i stood to have these people calling at my neighbours and asking about me when all they have sent me was a contact us letter!!:eek: pls help someone.xxxxx

Comments

  • Hopefully this will bump you to the top of the thread where someone can help you hun x
    Reetyre - married on 3rd May 2008 :smileyhea
    My hopes are not always realised, but I always hope - Ovid
    October NSD Challenge - 14/10 :j
    November NSD Challenge - 9/15 :confused:
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    They may be on a fishing trip - they have a debt, possibly someone with the same name as you, and they would like you to pay that debt please. Or they may be trying to contact you to pay for a debt that is now statute barred.

    A debt becomes statute barred if there have been no payments towards it or acknowledgement of the debt for 6 years (5 in Scotland).

    There is not really anything you can do to stop them contacting your neighbours, but what you may wish to do is phone them but withhold your number - i think you dial 141 but you may want to check that.

    Edit: check the saynoto0870 site to see if they have a different number to the one you were given incase it is a premium rate number. Remember, you do not need to give them any information - especially personal details such as DOB etc.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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