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Another card bites the dust!

Another card bites the dust.
Makes it all seem worthwhile.
Am getting there slowly oh so slowly.
Makes it seem worthwhile.
Sometimes feel dont have a life anymore & that Im getting rather obssessed:eek:
Really going for it at the mo though as feel worried that one of my sources of income is going to dry up & I will be in the ****.
Hopefully can get through another year to when my loan finishes though.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

***Fall down seven times,stand up eight*** ~~Japanese proverb.
***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.
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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Excellent news! (and I sympathise with the "obsessed" bit!)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep - congratulations! I'm there with the obsessed bit too, don't worry!
    2023: the year I get to buy a car
  • Well Done Beanielou :j :T :j
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Congratulations thats brilliant :T

    Obsession is good isn't it..........well I hope so as I am too :o
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Well done!

    I've been insipired by so many posts today so am just finishing a part time job application, advertised some stuff online to sell and accepted a new lodger at an increased price. I know what you mean about being obsessed and about it feeling sooooo sloow. I have 36 months to go atleast but reading this post has really driven me on!!!!!!! Well done again!!!!!
    Debt: LBM = Oct 07 - £21k. DFD - [STRIKE]DEC 10[/STRIKE] [STRIKE]JUN 10 [/STRIKE] [STRIKE]MAY 10[/STRIKE] [STRIKE] MAR 10 [/STRIKE] 5th FEB 10 £0 :money:
    Now to attack the mortgage!!
    Balance at Feb 10: 185,848.89
    Current Balance:180,820.81
    MFD: July 2019
  • beanielou
    beanielou Posts: 98,966 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks everone.
    charlie~ Im so impressed with the new lodger bit.I am thinking about that but am not sure I want to go through all that again.Best of Scottish to you too!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Re the lodger - I know what you mean but it all helps. Thing is when it works it works and when it's a disaster it's a blinking big disaster! :-)
    Debt: LBM = Oct 07 - £21k. DFD - [STRIKE]DEC 10[/STRIKE] [STRIKE]JUN 10 [/STRIKE] [STRIKE]MAY 10[/STRIKE] [STRIKE] MAR 10 [/STRIKE] 5th FEB 10 £0 :money:
    Now to attack the mortgage!!
    Balance at Feb 10: 185,848.89
    Current Balance:180,820.81
    MFD: July 2019
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Yay, well done beanielou :T
    Debt free since December 2015. It can be done


  • beanielou
    beanielou Posts: 98,966 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Couldent agree more charlie~when it works its great and when it doesent its just pants.
    One of my old lodgers is now one of my best friends.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Well done! Got rid of one myself last week (had it for 7 and a half years!) and it's a great feeling. Today I've taken the files of statement and everything I had relating to that account and shoved it up the loft so it really does feel as if it's gone as I won't have to look at the statements that have come in and made me cry at times.

    It should be showing up on my credit expert report soon as 'settled' and at that point, I will realy feel as if it's finally gone. Strangely, when I'd paid it off though, it was like something had just finished. Hard to explain, but I've spent so much time and effort worrying about it, and then getting into some very in-depth legal arguments around that card, that for it to just suddenly disappear was quite a strange feeling!
    Almost debt-free, but certainly even with the Banks!
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