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Business Partner Needs more than business can handle to meet personal expenses!

Hello -

Recently our LLC has had to make some adjustments in the way we spend our money. One of these adjustments included taking equal paycuts between the 2 partners in the business. We are faced with the reality of having to undergo a second round of cuts ($1,000/month/partner). Partner A has personally made the necessary sacrifices and arrangements to endure the cut, while partner B has attempted to do the same but cannot afford to take any more cuts personally!

As a result the business would go further into debt though a credit line in which both partner A and B will be responsible for paying back. My question is... is this fair?

Should partner B secure his own private loan, outside the business in order to make ends meet or perhaps find another way to generate income unrelated to the business in order to fulfill his personal obligations? Or is it fair that the business continues to endure these expenses and we deal with debt as partners?

Your reply's are greatly appreciated!

Comments

  • Personally I think he should seek to sort his persona/private finances out separate from the business.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • ajaney
    ajaney Posts: 250 Forumite
    Part of the Furniture 100 Posts
    If the company could not survive without making the cuts you describe, then partner B would be left with nothing anyway

    Credit is not advisable in the current climate. I would say Partner B should be making arrangements to secure addtional income outside the business.
    SOA = Statement of Affairs (to find a SOA Calculator, google 'make sense of cards' & click on calculators tab > Statement of Affairs)
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