This is me, can you help?

iejr

hello all, been on a dmp with cccs for about 18 months. Accumulated a dept of about £55,000 due to gambling. Only told wife 19 months ago (she had no idea and thought we were well off). After a sticky few months thankfully our marriage got back on track and it's now better than ever, although can be delicate when money issues concern the family. I have never talked to anyone about my situation, finding this website has lifted my spirit today. This morning i recieved a judgement for claimant letter, it states i have to pay my creditor the full £6949 within 16 days. I do not have this money and am now worried that bailiffs will come. Is this a ccj. Any advice of what the future is regarding this letter would be really appreciated.

ajaney

Hi,

Welcome to the site.

I'm a bit new to be offering any concrete advice but I would think you should speak with cccs who are administrating your dmp.

More knowledgeable members will be along shortly.

ajaney x

savingholmes

Hi - I just wanted to say hello and welcome. I'm afraid I don't know the answer to your question either. I agree with ajaney that you should contact CCCS as they will be able to advise you...

GeorgeUK

I'll third that - CCCS and national debtline will be able to offer you sound advice on what exactly you have been sent and what your options are.

Is this a council tax bill or something?
Have you received any court documents?

It may be possible to request he judgement be set aside if you didn't receive the papers.

doodledo_2

Hi and welcome to the forum.

I think the same as all the others as you are already with CCCS I would call them. Good luck.

stebiz

iejr wrote: »

hello all, been on a dmp with cccs for about 18 months. Accumulated a dept of about £55,000 due to gambling. Only told wife 19 months ago (she had no idea and thought we were well off). After a sticky few months thankfully our marriage got back on track and it's now better than ever, although can be delicate when money issues concern the family. I have never talked to anyone about my situation, finding this website has lifted my spirit today. This morning i recieved a judgement for claimant letter, it states i have to pay my creditor the full £6949 within 16 days. I do not have this money and am now worried that bailiffs will come. Is this a ccj. Any advice of what the future is regarding this letter would be really appreciated.

Well it certainly sounds like a CCJ. Is it from a court? Did you not get a claim form? If so you could ask for it to be set aside.

A lot of if's here. If it is from a court you could ring them prior to speaking to CCCS.

I know a lot of people have got debts because of gambling. Have you kicked this 'evil' habit now?

Stebiz

iejr

Hi stebiz, thanks for reply. Have not gambled for nearly 2 years now and life is good, just worried about bailliffs and the impact on my wife(none of this is her fault). My letter is from a court and did get a claim form, sent my dmp to the solicitors as requested, anyway will speak to cccs tomorrow, hopefully they will let me know what to do.