Valuation for remortgage - what are they looking for?

hethmar

Cant you find a good new deal with Nationwide so you wouldnt have the worry of the valuation?

manikm

KaratePigeon wrote: »

Congratulations :beer:

I'm aiming for the 5.99% one which isn't too bad I think.

Although the bloke who we thought was doing the valuation said he was a surveyor, so I'm a bit confused! Is having a survey done the same as having a valuation? :huh:

Haha, yer, same thing - surveyors is the technical name for "valuers"

6.45% aint bad for their SVR - i'm having to pay 7.2% with RBS this month!!

I actually dont think the kitchen will make any difference - after talking to my brother, he convinced me the fact i dont have double glazing doesn't make a difference if remortgaging, only if you're moving - and the surveyors are briefed on the reasons why they're value'ing beforehand....

so im told........!

Good luck, and thanks for the thanks!!!

Hestia

hethmar wrote: »

Cant you find a good new deal with Nationwide so you wouldnt have the worry of the valuation?

We're going with Nationwide and funnily enough as I type this, I'm waiting for someone to turn up to do the valuation!

manikm

i completed today with HSBC !!

hooray!!!

spleencheesemonkey

and was the vauluation a drive-by or did they come in and inspect the house?

manikm

nice lady came in - valued it bang on 180K i paid 170K 2 yrs ago!