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October - The NSD Challenge
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As of yesterday I have had 5 NSDs - Today was a new month on credit card statement so put some petrol in and ordered DD's camera for Xmas (via quidco and 5% iff voucher ) then had call from egg to say they think my cc has been used for fraud so that's cancelled until new card arrives that means only have debit account and not much in there - so hopefully more NSD's0
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Well another NSD today so that brings my total to 4. Will ahve to get milk and stuff tomorrow so will probably be Tuesday before I have another one0
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But today is the 9th... how can you have 9?
8 in a row impresses me, I tried for 3 in a row once... and failed!
My month runs 29th to 28th re payday:Dlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070 -
Baybee1984 wrote: »Aiming for NSD today. Too late to join the October challenge but will be looking out for the Nov one!
As NZseries said you are welcome to join just let me know how many you want to aim for.
Today was NSD number 4 for me, its getting easier now, beginning of month i spent quite a bit!Now a SAHM trying to earn some spare pennies each month0 -
Well didn't manage a NSD today. Had to pay my dad back £7 and then my group of young people stressed me so much I gave into a macdonalds on the way home. Another £3.49. Oh well. Try again tomorrow.'Proud to be dealing with my debts'20p savers= £158.00 :T DFW Nerd #1061Nectar points 3514 Boots Ad Card £21.3031/01/10 Loan 1 = £6058, Loan 2 = £8896, Caravan Loan = £12980, HSBC CC = £0 :j Car = £0 :j, Loan 3 = £2490, Overdraft = £0 :j0
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well this is my first NSD so placed with myself:mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
debt free nov 2012 before that I hope
sealed jar no 4200 -
Managed an NSD yesterday. Not today though as had to buy diesel. I will have to get my skates on to manage the 15 I am aiming for.Debt free and Keeping on Track0
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Needed (well, let's face it, wanted) jam and margarine today so that's another one slipping through my fingers - I need to buck my ideas up a bit! Hoping to get 2 and 3 tomorrow and Sunday (Saturday is big shop day) which would put a slightly more positive look on it
Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
An unexpected NSD for me. That brings my total to 8 for the month:j and we're only on the 9th:D£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Finally managed a couple of NSDs. It's REALLY hard this month for some reason. Actually work's getting a bit stressful so a lot of the spends have been on chocolate. Oops!O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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