Dilemma...

snowball1_2

I really want to rid myself of this £40k debt I have on my back and have decided to go for F+F proposals to each creditor once I have saved up enough cash to be in this position, thanks by the way to everyone who has assisted me in making this decision :T

My dilemma is that I was planning on returning to the gym monday which will result in a drop of income and therefore less money going into the pot for my F+F proposals as I would not be able to do much overtime. The other option is to delay the gym for a couple of months and really get my head down and work non-stop and earn some serious and therefore boost my F+F fund accordingly.

I havent a clue what to do

On one hand I want to get my fitness back up to scratch, while on the other hand I want to be able to be in the position to get rid of this debt.

The unfortunate thing, is thats its pretty much one or the other because there is no way I could go to the gym if working the kind of hours I was thinking of doing....

Can anyone advise or assist in my dilemma, please

Happytogetdebtfree

i think i would want rid of my debt before i joind the gym te he good luck with this x

snowball1_2

Happytogetdebtfree wrote: »

i think i would want rid of my debt before i joind the gym te he good luck with this x

Yeah I understand where your coming from, difficult one, because if I choose to do the hours and opt to leave the gym until the debt is paid back then my fitness will go down the pan... but then getting rid of the debt is important:undecided

poppy_f1

i'd want to get rid of the debt as soon as i could as well, and if that means skipping the gym for a bit then thats my option

Donedoingdebt

While you're not going to the gym, try eating extra healthily with loads of fruit & veg which, if you shop wisely, shouldn't cost too much. That way, hopefully, you'll save your purse & keep the weight down & be ready for a full blown gym session when you can afford it.

snowball1_2

Donedoingdebt wrote: »

While you're not going to the gym, try eating extra healthily with loads of fruit & veg which, if you shop wisely, shouldn't cost too much. That way, hopefully, you'll save your purse & keep the weight down & be ready for a full blown gym session when you can afford it.

I am not a big fan of fruit apart from the odd bananna

I could try a fish diet or something similar and try the occassional run around the block aswell.

This is sounding promising. I would also save the £35 a month gym membership. Feeling quite positive about this now rather than being :eek: about the thought of not going !! lol