Halifax Mortgages

mummy2aimee

Hi, I just wondered if anyone can confirm if what i have been told by halifax is correct?! Basically my fixed rate is due to end on 31st December this year. I have been trying to secure a new rate now incase rates go up. One complication i have is that i am adding extra borrowings onto my mortgage. I spoke to someone yesterday who told me they have to arrange the additional borrowings first but basically I get the additional borrowings and arrange a rate for that just now and then once i get the money as long as I call back within 30 days then they transfer the main part of my mortgage onto the same rate, therefore I will have my whole mortgage at the rate I have secured just now. Can anyone confirm if they have experience of this and if this is definately the case? I am worried incase in a month or so when i get the new borrowings they say that the other part of my mortgage cant go onto this rate.

Thanks

swingjune

We have a pre-approved mortgage with Halifax at a lower amounts a couple of months ago. This week, we increase the mortgage amounts and got a fixed rate of 5.64% on 2 years (we have 45% deposits).