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mortgage help!!

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bluesmartie_2

bluesmartie_2 Posts: 8 Forumite

25 September 2008 at 4:29PM in Mortgages & endowments

I have a very poor credit history. My boyfriend has an impeccable credit history. He has a mortgage at present but wants me to go on the mortgage so that we can get a bigger house is there anyway we can declare my earnings without putting my name on the mortgage? or is there any other way that I can be considered when we look at mortgages?

Thanks

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_Andy_ Posts: 11,150 Forumite

25 September 2008 at 4:34PM

To take your income into account you'll need to be on the mortgage.

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bluesmartie_2 Posts: 8 Forumite

25 September 2008 at 4:34PM

does that mean my credit would have to be looked at?

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sammyjammy Posts: 7,950 Forumite

25 September 2008 at 4:47PM

Yes it does, it also means you would be financially linked which means your bad credit record could affect his own record in the future.

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