We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Job dilema

OK, here is the situation.

I am in a job I love. I've worked there for 10 years so it's pretty much all I know, I have been very lucky over the years and had many opportunities and there are probably more to come.
The current role I do with my company is great. I work my own hours over Mon-Fri and each day is always different. They are also paying for me to complete an NVQ which may open up other doors later on.

Trouble is, money is rubbish. I work in retail and due to the current climate we aren't hitting targets so we don't get a bonus and there is a ban on overtime, so we take home basic wage which isn't great. So becoming debt free is taking ages as I just don't have enough spare cash to throw at the debts.

I've seen another job advertised which I know I could do. Downside is that it involves shift work again. I've done 9 years of shift work getting up at 3am, finishing at 11pm, working nights etc so don't fancy that again but it pays so much more. I'd be taking home an extra £500 per month, its not retail so no targets and a guaranteed pay rise every year and probably overtime available to. But I know I would be bored doing this job compared to my current job.

If I left my current job, I couldn't go back as they run credit checks on everybody joining and I know I'd fail, same reason that I cant apply for our competitors who pay more.

Feel really annoyed with myself for getting into this debt as it hasn't only affected my day to day life trying to get rid of it but also affected future job opportunities.

What would you do?

[threadbanner]box[/threadbanner]
Lightbulb moment Dec 2005 - debt £23700

June 2010 - £17984.21
«13

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Personally i would stay with my current job if you like it so much. You would probably instantly regret it if you left. Not many people these days have a job they like as much as you do so dont go leaving it for extra money,

    Could you perhaps try doing a second job, maybe two nights a week
    or Saturday, Sunday lunchtime in a pub. There are hundreds of out of office jobs out there to help pay off debts quicker.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Thank you.

    My heart tells me to stay, my head tells me go for the money.

    But you are right, I dont many people who can say they actually love their job!

    I am qualified in an alternative therapy so really I need to get cracking with that and start advertising and bring in some extra income that way.
    Lightbulb moment Dec 2005 - debt £23700

    June 2010 - £17984.21
  • If you love your job stay and as annie says get a second job, especially with xmas coming up there a lots of part time jobs around

    SFx
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    As others have said, if you love your job, dont leave it just for more money. In the long run you will be so unhappy.

    As you have the skills for something else, deffo start advertising and earning extra money for that as well.

    xx
    Debt: just my mortgage :D
  • I would stay put. You like the work, and no one is giving you hard time.

    The job market doesn't look great at the moment, and if th worst comes to the worst, i.e. redundancy, at least you've got nine years of service. In a new job, you'd get nothing.

    For me, job satisfaction is more important, you're going to be doing it for who knows how long, better to enjoy it, rather than wake up every morning dreading going to work.
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I think I would stay and look for a way to supplement my income particularly now they have stopped your overtime so I assume you have a little more free time.

    It is hard to find a job you enjoy and particularly one that seems to be offering you the benefit of flexible working and also a paid for NVQ.

    I am in a similar position. I earn a pretty good wage but I know if I went outside my local government position I could earn more but the flexibility they give me to fit work around my daughter, the fact I enjoy my job and that they are paying for me to do a diploma are all worth that lower salary.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • sibmx
    sibmx Posts: 12 Forumite
    im in a similar situation.
    Im not 100% happy at my work but they are an excellent company. they've put me through an engineering course, have good wages, good pension schemes and good bonus targets.
    sadly once i passed my engineering course they didnt have room to accomodate me as a full time engineer, so i had to stay in my current position.

    i have searched for other jobs but unless i want to cut £4000 from my salary each year then i havent a hope in hell of getting a job along my engineering path. Lack of experience doesnt help as everybody just wants to slap me in an aprentice position, which again, is poor pay.

    i have a second job too and i would suggest looking for some part time work. if there is a local leisure centre nearby ask if they do casual hour work. this is what i do and i take home approx £120 a month for 5 hours saturday work every week.

    what job does a credit check?! thats a bit cheeky if you ask me, beside dont some of the govournment have poor history behind them?!
  • Miss_Piggy_2
    Miss_Piggy_2 Posts: 3,631 Forumite
    Hi Glittermonkey

    Just going to echo what a lot of people have already said. I would stay with the job I love. Having been in a position before where I've swapped a job I like for one with more money I can honestly say it isn't all its cracked up to me (I left the new job and went back to my old job with less money in the end).

    Good luck with whatever you decide

    Miss P
    x
    **Keep Calm and Carry On!**
  • SuzySu
    SuzySu Posts: 3,478 Forumite
    I agree with the replies above....you spend more time at work than anywhere else so I would think carefully before leaving. I am also qualified in alternative therapies and have just submitted a proposal at work to offer corporate massage on my day off.

    Could you do something like that? That way it would be regular income but you would need to think about who would pay (the company or the individual or a combination of the two).

    Job satisfaction is so important to your health and therefore will impact on your quality of life. I know it's a tough decision, but there are other options than leaving.
    YOUR = belonging to you (your coat); YOU'RE = you are (I hope you're ok)

    really....it's not hard to understand :T
  • jackieblack
    jackieblack Posts: 10,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you.

    My heart tells me to stay, my head tells me go for the money.

    But you are right, I dont many people who can say they actually love their job!

    I am qualified in an alternative therapy so really I need to get cracking with that and start advertising and bring in some extra income that way.

    I think you've just answered your own question!

    It's horrible being stuck in a job you hate. Life is too short and precious to waste being miserable for a huge chunk of your waking hours!

    It'd be great if you could be debt free but, as long as you can 'manage' on a day-to-day basis, there are more important things in life!
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.