lilmissmups £20k in 20mths moving on diary!

retrocircles

I had someone from Ghana as soon as I signed up! Very frightening! Lurking for new members to prey on!

lilmissmup

Awww don't worry just hit the delete button, it seems to be fairly common on there!

lilmissmup

Well I have managed my Dooyoo review for today, nearly at £16 not bad really, should hit £50 end of May/first week June.

I am looking forward to Friday as its pay day and I just wanna clear my credit card and start saving again, me and OH were talking about babies again tonight, I am slowly getting him to be positive about it again and the sooner we have a house the sooner it will happen!

lilmissmup

Hello!

Yay its the weekend and a 3 day one for me woohoo!

Got paid yesterday so the overdraft is now cleared, won't be dipping in to it again but will keep it open just incase. Paid of £60 on my credit card too, only £287 to pay by 8th June to ensure no interest on that.

I worked out I have approx £350 spare this month after bills,credit card and overdraft but that doesn't include food, Spencer's annual vet injections and a trip to the dentist for me plus anything else for the month.

So not sure if I will be saving much this month, would like to save £150 and get £50 from dooyoo as will then have £1500 saved, I should have at least £2200 saved by Mid July from Junes pay and my birthday money.

My OH owes me £210 at moment, really need the get him onto saving bad wagon again, hes slowly coming round to things, he has had a Vanquis card for 3 months now which I got for him as we need to build his credit rating up as he didn't have one!

Hes paid it off in full each month and today got a statement with a credit increase to £500 which is good for his rating I think

Managed my first dooyoo review today for 3 days also need to start the Qype challenge for the I want it now voucher.

hypno06

Hurrah for a three day weekend! I will be writing some dooyoo reviews in word ready to upload from time to time, I think. Just waiting for miles to validate so I can request payout, so I want to get a good start on the next £50 cheque.....:D

lilmissmup

Morning.

Quite sleepy but couldn't sleep so up.

I spent quite a lot yesterday, £100ish on food and alcohol (Tesco and Iceland), £50ish on clothes, £22 on birthday pressie and gift and £8ish on some toiletries.

Thats my huge spend for the month anyway, did the clothes shopping online though so got £2.33 in cashback.

OH decided to buy a laptop on his credit card yesterday so another debt for him to pay as well as to me. I am seriously gonna have to start kicking his !!!! into saving as that £20k is looking a long long way away at the moment.

He does need to use his credit card as we only got it to build up his credit rating but yesterday he got a statement and they had increased his limit so he got over excited :rolleyes:

doodledo_2

Morning hun.

Naughty OH you make sure he doesn't get carried away with his new limit lol as its so easily done.

Weathers lovely here isn't it makes me not want to do anything productive and spend the day in the garden

lilmissmup

Its only £500 so he can't get into too much trouble. Just now he has to pay £430 off instead of saving.

I am off to a barbecue later although feeling rough had a headache for 2 days now yay :rolleyes:

doodledo_2

Oooo thats not good. Are you drinking enough, now its hotter its easy to forget we need to drink more and keep hydrated and no I don't mean wine lol.

lilmissmup

Its my sinuses, all blocked up and getting headaches from them.

Even my trusty vix inhaler hasn't helped today!