Property buying/selling timeline - currently into week 21
04/12/20: Both properties listed for sale
11/01/21: Offers
accepted on both sales & on our joint purchase
25/01/21: Identity checks completed, solicitors instructed
27/01/21: Purchase survey & valuation complete, mortgage offer
received
05/02/21: Reduction agreed on partner's sale (under-valuation) & on
purchase. Mortgage offer amended
08/02/21: Buyers pack returned to solicitor - sellers packs already returned
26/02/21:
Partner's sale contract signed
10/03/21: Purchase searches all back
16/03/21: My sale contract signed
28/03/21: Purchase enquiries satisfied, Title
Report & contracts issued, contracts signed & returned
11/05/21: Still waiting on final enquiry in the adjoining chain to be resolved. Consent to break the chain granted, instruction to move to exchange given.
17/05/21: All parties agreed to June 3rd for completion
27/05/21: Exchanged on my sale only
28/05/21: ALL EXCHANGED!
03/06/21: Completion
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Finished hampers ***PICTURES ONLY****
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Comments
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Just put together my mums gardening hamper.
I bought all the gardening bits in the asda 75% off sale got £20 worth of stuff for £5:D - pop up garden bin,trug,bird box, bird feeder, gloves, trowel set,moisture meter, labels,peat planting pellets, water retaining gel,plant fleece,kneeler, garden scissors.
The bear was asda after mothers day sale £2:D handcare set m&s sale - used voucher from surveys, tea towel garden centre sale £1, brooch - charity shop buy 50p, head gardener troll - poundshop £1
Total cost for contents £9.50 value approx £35
The basket was a spare one from a set of 3 storage boxes I was bought last year:D I also have garden centre vouchers to attach before it is given.
Contents:
packed but not wrapped:
and finally wrapped:
Another one done:j :j :j0 -
all gorge but love the garden hamper sophiesmum - we are just finishingt he last of the tomatoes and sweetcorn from the seeds I put in my mums xmas garden hamper last year. delish!
:ABeing Thrifty Gifty again this year:A
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Here are my first three finished Christmas present hampers:
This basket is for my step-brother's girlfriend. The basket was £2 in Instore and contains a tub of Boots Natural Collection strawberry body cream (£1 in Poundland), slipper socks (£1 in Poundland), body puff (about 40p in Home Bargains), foot scrub (about 40p in Home Bargains), Dove shower gel (free from the good old Tesco H&B days), lip glosses (£3, was a Grabbit Now deal) and a chocolate orange (£1.96 BOGOF in Tesco). Total about £9.
This one is bedtime stuff for my grandmother. The basket I already had, contents include Avon stuff (about £9 but on offer so worth more), M&S puzzle book (75p in glitch deal), crosswords book (£1 The Works), slippers (£3 Primark), body puff (about 40p in Home Bargains), scented Jeff Banks drawer rose (£1 in Poundland), Carex handwash and Dove moisturiser (free from good old Tesco H&B voucher days). Total cost about £15.
This afternoon tea hamper is for my grandparents-in-law. The basket is Tesco Value and was £3 for 2 a while back, and contents include Rosanna porcelain cream and sugar set £2ish in Home Bargains), set of tea towels (£3 Primark), tin of Liquorice Allsorts (£5 in Iceland), Stollen cake (£3 Sainsbury's), 3 boxes of Whittards tea (£4 in a Whittards outlet store), 5 mini preserves (£1 in Morrisons), mini box of chocolates (79p in Home Bargains). Total cost about £20.
Not the most bargainous hampers ever, but they contain stuff my relatives love and will definitely appreciate and use so I don't mind.0 -
Another hamper completed, this one is a coffee and chocs one for my OH. He likes real coffee.
Contents:
two starbucks mugs and bag of starbucks coffee which were given out free when store opened recently in town:D
two bags of rough cut demerera sugar cubes from stores:D
two packs coffee £1 each home bargains, redondo wafer sticks 59p home bargains.
Bendicks chocs, and sheridans coffee liquor recycled gifts - I get bought lots of chocs/bottles at work:D (iam always on diet and don't really drink)
OH's favourite vita biscuits £1.25 a bag morrisons = £2.50
Basket from a set of 4 reduced to £5 in asda at start of year. approx £1.25
Total cost of hamper £6.34 inc basket
contents;
unwrapped;
wrapped;0 -
Here's my Xmas Eve basket for the OH and me. The basket contains items for us on Xmas Eve and Xmas Day morning...
Contents:
Number One Dad shorts & t-shirt pjyamas - Primark £5
Red & cream spotty nightshirt - Primark £3 (think I'm going to look like Mrs Claus in this)
Box Cadbury's chocolate biscuits - Tesco £1.99 were on offer
Red snowman big plate - Home Sense £2.99 (I love this)
Plastic Xmas tumblers x 2 - Morrisons 99p BOGOF
Plastic Xmas bowls x 2 - Morrisons 99p BOGOF
Tiddly Winks game - M&S £2.33 as bought on a 3 for 2 offer
Xmas mugs x 2 - Poundstretcher 59p each
Nescafe latte sachets x 8 - had a box of these in the cupboard
Bottles lager x 2 - pinched from OH stash
Snowman soup x 2 cones
Mini Daim bars in cello cone - these were leftover from boys sweetie tins
Terry's Chocolate Orange x 2 - Tesco £1.79 BOGOF
Little book to record who bought what pressies on Xmas Day morning:wave: If you want the rainbow, you've got to put up with the rain :wave:0 -
[IMG][/img]http://i284.photobucket.com/albums/ll34/cas2717/PA050612.jpg?t=1225292695
contains 3 bun/ biscuit mixes
lolly making kit
childs wooden spoons / rolling pin
various sprinkles / decorative sweets
cookie cutters
3 animal shape cake tins (for children)
marshmallows
total cost approx £100 -
This is a basket for my friend, I will be adding a gift voucher to this.
Contents
boots cleanser, boots moisturiser - boots points
boots handwash, talc and soap - oil of evening primrose (all free from bogofs)
cotton buds - boots when on 3 for 2 - free
cotton balls (from big bag)
face cloth 20p (5 in pack £1 shop)
scrunchie 39p bodycare
bath fizzer - from pack £1 for 6 £1 shop
unwrapped
wrapped0 -
This is a hamper for my 18 year old son.
contents;
zip neck sweater - primark £6
t- shirt asda sale £1
boxer shorts - set of 3 asda £3
socks set of 3 asda £3
multi tool - superdrug boxing day sale 75p
Hacket gift set - boots 75% sale £2.50
silver wood photo frame (pic of him & girlfriend in) £1 pound shop
choc orange - bogof tesco
choc seashells/ choc truffles asda £1.09 box
vodka licquers - home bargains 49p
face cloth asda 45p
shower gel and body spray asda 2 for £1.50
cd wallet £1 poundshop
recordable cd's £1.50 asda
diesel aftershave - boots points
and last but not least bag of choc coins because he's still my little boy:rotfl: 99p tesco bogof
Total cost about £24 but he's worth it:D actual value around £60. will be putting cash in with this as that is what he has asked for.
not yet wrapped as can't find the sellotape:o
Basket was from a set of 3 reduced in asda to £6 for the set, white whicker with blue and white lining.0 -
This is a "Hello Kitty" hamper for a friends daughter. Has pjs from Asda, sweets from Wilkos, shampoo and shower gel from poundland and other Hello Kitty bits and bobs from carboots over the summer!
This is a hamper for a friend with lots of pink toiletries. There's also a mug and notebook and pen set.0 -
For my niece
Kittens/dog box from Asda approx £1.25 RRP £3
Kittens/dog a5 book approx £1.50
Princess pen approx 30p
Pink socks in pink ribboned jar topped with pink bow £1
Pink stationary set approx 50p
Play dough pink approx 50p
Pink sweets approx £1
Snowdome (make your own) £1 Home and Bargain
Approx £7-8
Flannel yule log (flannels from instore 6 for 99p) is in a red circular box with some quality street (£2 box offer Tescos/Asda) which is underneath the other items in the hamper - approx £1 for this section.
Another circular box holds gel spray for hair and hair vitamin sachets, a manicure set £1 and a perfume sample (rest freebies collected over the year).
Also 2 bottles of blossom hill wine (part of the 4 for £5 Asda deal),
Wine glass (4 for 89p Asda) with gold coins (2 sets for 99p instore),
Pack of serviettes (£1 had),
Shortbread biscuits approx 25p part of pack of 4,
Shopaholic mug £2, with sock muffin (2 pairs approx 99p each)
Basket £1.49 - homebase
Flannel reindeer with soap inside (approx 50p)
Total cost approx £10-12Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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