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Debt Free!!! Yay!

2

Comments

  • Ossireo
    Ossireo Posts: 573 Forumite
    party0019.gif Congratulations party0018.gif
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    hypno06 wrote: »
    Excellent news - but the hard part is retaining that focus and staying debt free!

    Keep using all the tips you have learned along the way, keep on quidcoing etc and you will soon be looking at those savings with a big :D

    Oh don't worry i am a convert, especially with cashback sites, got a good £150 pending thats gonna go straight into savings :D
    Now a SAHM trying to earn some spare pennies each month
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    :T :T Well done. Congratulations:T :T
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    Hiya LLM,
    I know I congratulated you on the sealed pot thread, just thought I'd do it on your own thread

    WELL DONE KID
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
    :rotfl:LC2 & Jakes-Mum are off their heads :rotfl
    :j DEBT FREE AS OF 20/01/2012 :j
  • PoorPrincess
    PoorPrincess Posts: 138 Forumite
    Wow!!

    Well done that is truly amazing.

    Cant wait to be able to say that myself!!

    Keep up the good work

    Princess

    x
    Newly Married:rotfl:, Soon to be qualified:T, Things are looking UP, Just need to get this debt DOWN
    Credit Card Debt 07/02/2013 - £3965
    Loan 07/02/2013 -
    Wedding Debt 07/02/2013 - £1243
    Owed to Parents 07/02/2013 - £5495
  • ilovetea
    ilovetea Posts: 1,330 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well done:beer: :beer: :beer:
    :T :T :T :T :T :T
    Make £2026 in 2026 £212-64
    Declutter 160 items in 2026
    NSD's in Jan. 24/20. Feb 18/20
  • GettingThingsDone
    GettingThingsDone Posts: 1,341 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well done - that's fantastic!!!

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • notanothergreyhair
    notanothergreyhair Posts: 2,010 Forumite
    Very well done to you. It is hearing a news story like this that keeps me going.
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
  • savingholmes
    savingholmes Posts: 29,143 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    webitha wrote: »
    way to go girlie
    :T:j:beer::T:j:beer::T:j:beer::T

    cant wait to join you

    well done you
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • Ex-Spendaholic
    Ex-Spendaholic Posts: 1,766 Forumite
    Well done. :beer:
This discussion has been closed.
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