We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice on a refund thats coming my way

I got home today to find a ansaphone message from the Registrars Office that was going to be handling my now cancelled wedding on Saturday.

They are refunding me £288.50 which is the cost of the registrar coming out to the venue.

Now - I have an account with a catalogue that is currently standing at £147.80. The account is with crazy clearance .co.uk (part of the JD williams home shopping group).

So do I pay this one off completely and shut down the account and put the change into my bank or what should I do.

I have my phone meeting with CCCS on Thursday and am quite scared of what is going to happen.

What do you think I should do peoples?

My debts are about £8,000 give or take a few quid

Comments

  • I personally would use this money and pay off that debt. My guess is that the interest rate is quite high and there is also the added psychological advantage of one less debt.

    I did read your other thread and would just like to say that I am thinking of you and sending you lots of hugs.:grouphug: Keep you chin up and hoping that things will look up for you in the very near future.
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:
  • thank you Sue xxx

    I think I will pay off the debt. as you say, it will be a psychological advantage if nothing else x
  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    yes, definately pay it off - one down is always a good feeling. I haven't read your other thread, but I get the idea from what you're saying here. Hugs to you. :grouphug:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.