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New Mortgage Deal Time, Do i get some extra Cash ?

Phil_Gr
Posts: 16 Forumite
My current fixed term deal is up soon (nov), and im starting to look about for a new deal.
My current deal is as follows :-
Tracker +0.64% above base rate.
Mortgage outstanding £70000
House Value £180,000 ish
I currently overpay by £400 per month
The problem is we need a new car & a bit of home improvements, and have been thinking of getting a loan.
We currently have no other debits, other than the mortgage
What to do ??? Loan or add to the mortgage
Thanks in advance
My current deal is as follows :-
Tracker +0.64% above base rate.
Mortgage outstanding £70000
House Value £180,000 ish
I currently overpay by £400 per month
The problem is we need a new car & a bit of home improvements, and have been thinking of getting a loan.
We currently have no other debits, other than the mortgage
What to do ??? Loan or add to the mortgage
Thanks in advance
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