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Trying to get Debt Free ( asap )

Hi Im new here, and im on a battle with my debt..which I want to be clear of by April next year. I currently owe about £3000, which is a heck of a lot of money, but I am going to do it. My other problem is that my ( sole trader ) business is also in debt ( mainly advertisers ) of about £1500...so I have a huge mountain to climb, but I AM going to do it.

I have signed up to Gregory Pennington ( anyone else with them? ) for my personal debt, ( which I am atm paying £100 pcm )and then I am paying £100 a month between my business debt.

Im currently looking for a part time job to go around my business to raise extra cash, am having a HUGE clear out for Car Boots ( decided to give Ebay a miss, because of the listing fees, and then the commission that PayPal take), big marketing push for my business, but am struggling for other money making ideas that I can do ( legally )

Have signed up to a few surveys/mystery shoppers and a phone chat line ( not my ideal way of making money, but needs must )

what does everyone else here do to raise extra cash?

Comments

  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    Suggest you wander over to the 'up your income' board for more ideas.
    Generally cutting down on expenditure is a good way to raise more money too,

    good luck
  • RAS
    RAS Posts: 36,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    Please get away from gregory Pennington who will take a substantial part of your payment each month, and transfer your debt management plan to CCCS, Payplan or CAb,,whodo a better job for free.


    http://www.moneysavingexpert.com/loans/debt-help-plan#help

    If you've have not made a mistake, you've made nothing
  • oooh, I knew they took the first payment as their payment, but I didnt know they take a whole chunk of cash. Thanks for the heads up
  • RAS
    RAS Posts: 36,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Read the small print. I think it is 17%, but there may be a minimum each month.
    If you've have not made a mistake, you've made nothing
  • oooh, I knew they took the first payment as their payment, but I didnt know they take a whole chunk of cash. Thanks for the heads up
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