uk money back - help required!

gentlepurr

hi, don't know if this is the right place 2 post this, but i joined ukmoneyback recently, and looking at the finance page, you can get lots of cash back for being accepted for a loan or credit card. does this mean that you can still apply (and get your money back) and not take up the loan even if you have been accepted? are there any pitfalls here?
i know as far as credit card goes, i could apply and just not use it.
all advice greatfully appreciated!!!!!!!!!!!

sinizterguy

Every time you apply for something like a loan or credit card a credit search is done and this is recorded in your credit history.

IF there lots of recent searches in your history, you may be declined the next time you apply. For a few quid, its probably not worth damaging your credit history.