Soa

robnye

rather than satellite could you not get a freeview box?
one off cost for the box

LandyAndy

Jacks_xxx wrote: »

:hello: Sweetie, are those APR's really 220 and 182? :eek:

I'm ever so sorry but I can't see many places to make cuts - all I can really suggest is that you use the phones as little as possible and only buy clothes when you absolutely must.

Hanging out on the Moneysaving Old Style board would probably give you some ideas for how you could shave some money off your grocery bill and still accomodate your dietary requirements.

I think £15 a week for entertainment is pretty reasonable so I wouldn't suggest that you cut that down by much - but of course if you did you could make bigger inroads into your debts.

Have you looked at other options such as bankruptcy as a possibility?

Sorry not to be more help.

Love Jacks xxx

Looks like .22 and .182 ie 22% and 18.2%.

richard9991

no provi charge 182 % and greenwoods 220 %

richard9991

robnye wrote: »

rather than satellite could you not get a freeview box?
one off cost for the box

NO LOKED IN TO CONTRACT FOR 12 MNTHS

Ames

Be careful with up your income ideas, some of them will affect your income support.

richard9991

tealady wrote: »

Hi. If I were you I would ditch either the landline or the mobile. If you keep the mobile make it a PAYG and either text or email people. Do you have a library nearby? A lot of Councils provide free internet access for people so you could get rid of that as well.

MOBILE IS PAYG NEED LAND LINE FOR CMHT RINGING ASWELL AS FOR ME RINGING THEM AS ON ANYTIME PACKAGE IS A LOT CHEAPER THAN USING MOBILE TO LANDLINES ALSO JUST SIGNED UP TO TALK TALK FOR IN TERNET/CALLS /LINE RENTAL THRO QUICO AND BAGGED £50 LOL

RAS

Well done. One in the right direct.

Now put that £50 towards the more expensive greenwood loan.

Have a look here: http://www.moneysavingexpert.com/protect/make-money

You cannot do mystery shopping without it affecting your benefits but surveys and clicks are OK.

Sign up for your local group of www.freecycle.org - like e-bay but the goods are free as long as you collect them.

Cut back on the entertainment until you get the provident/greenwood loans sorted.

Do you have a Credit Uniuon in your area? They often do small loans even to people who have no savings to help them get out of this sort of debt trap. They might cover that 220 APR loan and reduce it to 25 -29%APR.

Can CMHT refer you to a welfare/debt advisor locally?