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protected rights

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I know nothing about pensions, so how do I know if my pension has protected rights, will it tell me on the yearly statement?

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  • I assume you are referring to some sort of private pension arrangement (either standalone such as a Stakeholder or an occupational scheme).

    In either case (a) any protected rights element would be shown separately on your annual statement and (b) as part of the application process you would have needed to indicate that you wanted to contract out of the S2P to have your proected rights money paid to the pension arrangement.
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