Lowell portfolio help

hiremanuk

Hi

i'm new here but have just recieved a letter from lowell finanical.

its for an old debt, which lowell portfollio brought bur is using lowell financial as the debt collector, i,m sending a cca s78, but who do i send a record delivery to to

lowell portfolio 1 or lowell financial

lowell financial uses a PO BOX which will make it hard to prove the 12 day as they will not have signed for it, but for the whole bunch collected at once on a seperate form.

but lowell porfolio has a registered house address, if i send it there then it will be signed for.

do i send to both address ?????

advice please

thank you

RAS

this slipped through the net - bump

RAS

If you have not paid this debt at any time in the last 6 years, it is likely to be statute barred and therefore unenforceable.

fermi

http://www.lowellgroup.co.uk/lowell-group-customer.html

Lowell Group customer site is currently under construction.

In the meantime please contact us using the following details, where we will be only too pleased to help.

Lowell Group
Enterprise House
1 Apex View
Leeds
LS11 9BH

hiremanuk

thanks

i have sent a cca with a pound to lowell finance at both address, po box and the registered address. lets see them wriggle out of this one.

as for being statute barred, pass.. cant remeber how long ago, but must be very close or over 6 years

RAS

OK

If they come back with any document, post up on here as a lot of what is sent by DCAs as CCAs are nothing of the sort.

hiremanuk

Recieved a letter with 1 of the postal orders, i even sent them an email with a copy of 1 of the letters telling them to expect the recorded deleivery letters, saying there will be no way they can deny not recieving the cca request.

like i said i recieved a reply from them today, oh how polite the letter was..lol

all it stated that they acknoledge my letter and they have 12 days +30 days to supply my request so they have said they got 42 days before they cannot enforce in the debt.

hogwash

after 12 +2 days they will recieve a 12+2 day default notice, but i understand now that it is not a crimmal offence after 30 days as that section has been removed in may 2008 ( shame).. but they cannot enforce the debt.

i will keep the forum updated, as with this credit crunch alot of peeps are going to find it hard and its okay we bail the ruddy banks out when they get it wrong , but they are quick enough to hound us when we get it wrong.